Funding healthcare costs and long-term care in retirement is a key concern for most Americans. Having to use retirement accounts for healthcare expenses stymies tax and income planning for retirees, while also drawing down savings faster than planned. Health Savings Accounts (HSAs) may not be a large part of Americans' retirement savings yet, but as this tool is becoming better understood as a source of wealth accumulation rather than a spending account, bringing advanced planning strategies to clients around these accounts will become essential to remaining relevant when serving individual clients. This session will offer advanced planning techniques that most HSA account holders are not aware of and could just save you some tax dollars as well!